GNU Taler
Switzerland · eCHF · privacy

Taler — a digital payment system as private as cash

The Taler Wallet is your digital purse. Withdraw electronic cash from your Swiss bank account, then pay with QR code or NFC — standard bank transfer times apply.

Get the wallet 3 steps →

Prerequisites

  • Swiss bank account with an IBAN starting with CH
  • Mobile phone number with +41 to receive P2P payments

3 steps to get started

1

Install the wallet

Android, iOS, or browser extension from the official wallet portal.

Android iOS All platforms
2

Withdraw digital cash

Tap “Withdraw CHF”, enter an amount, confirm the bank transfer. Processing follows Swiss bank transfer times.

3

Pay

Scan a merchant QR code or use NFC — confirm once. Only spend what you withdrew.

Merchants & map

Pay in person where eCHF with Taler is accepted. Full merchant map and onboarding: taler-ops.ch map · become a merchant.

FAQ

Is this supervised by FINMA?

No. Taler Operations AG is not supervised by FINMA. Escrow is in a segregated bank account and is not covered by deposit insurance. See the sticky notice above.

How is this like a regular wallet?

You can only spend money you previously withdrew. No credit; the exchange does not learn what you bought.

Where is production?

Live service: taler-ops.ch.