diff --git a/scripts/taler-monitoring/check_e2e.sh b/scripts/taler-monitoring/check_e2e.sh
index 905e85d..05cb5f7 100755
--- a/scripts/taler-monitoring/check_e2e.sh
+++ b/scripts/taler-monitoring/check_e2e.sh
@@ -237,12 +237,13 @@ except Exception: print("")' 2>/dev/null || true)
 : "${E2E_VARIABLE:=1}"
 : "${E2E_ATM_MAX:=5}"
 if [ "$E2E_REMOTE" = "1" ]; then
-  # remote: still ATM-shaped but smaller notes; keep cheap
-  : "${E2E_WITHDRAW_VALUES:=10 20 50}"
+  # remote: still ATM-shaped; TESTPAYSAN needs larger notes for shop pays
   if [ "$CUR" = "TESTPAYSAN" ]; then
-    # match fixed public templates e2e-001 / e2e-005 / e2e-1
-    : "${E2E_PAY_VALUES:=0.01 0.05 1}"
+    : "${E2E_WITHDRAW_VALUES:=20 50}"
+    # farmer shop template face values (oeufs-6=5, fromage=8.5, jus=6)
+    : "${E2E_PAY_VALUES:=5 8.5 6}"
   else
+    : "${E2E_WITHDRAW_VALUES:=10 20 50}"
     : "${E2E_PAY_VALUES:=0.01 0.05 0.1 1}"
   fi
 else
@@ -430,11 +431,58 @@ set_group load
 section "e2e · load snapshot (before withdraw/pay)"
 metrics_report_load "${METRICS_DIR}/load-before.json" "e2e-start" || true
 
-# Local stack: koopa secrets. Remote: only explicit env (never leak local passwords to foreign banks).
+# Local stack: koopa secrets. Remote: env first; TESTPAYSAN stage may load francpaysan host secrets.
 set_group prereq
 if [ "$E2E_REMOTE" = "1" ]; then
-  ADMIN_PASS="${E2E_BANK_ADMIN_PASS:-}"
+  ADMIN_PASS="${E2E_BANK_ADMIN_PASS:-${BANK_ADMIN_PASS:-}}"
   MPW="${E2E_MERCHANT_TOKEN:-${MERCHANT_TOKEN:-}}"
+  # Stage FrancPaysan: allow admin credit without committing passwords.
+  # Order: already-set env → local secrets tree → SSH francpaysan-host (ops laptop).
+  if [ -z "$ADMIN_PASS" ] && [ "${CUR:-${EXPECT_CURRENCY:-}}" = "TESTPAYSAN" ]; then
+    _fp_try=""
+    for _fp_try in \
+      "${FRANCPAYSAN_SECRETS:-}/stage/bank-admin-password.txt" \
+      "${HOME}/francpaysan-secrets/stage/bank-admin-password.txt" \
+      "${HOME}/src/francpaysan-secrets/stage/bank-admin-password.txt" \
+      "${HOME}/taler/src/francpaysan-secrets/stage/bank-admin-password.txt"
+    do
+      if [ -n "$_fp_try" ] && [ -f "$_fp_try" ]; then
+        ADMIN_PASS=$(tr -d '\n\r' <"$_fp_try")
+        info "bank admin secret" "from $_fp_try"
+        break
+      fi
+    done
+    if [ -z "$ADMIN_PASS" ] && command -v ssh >/dev/null 2>&1; then
+      for _fp_host in "${FRANCPAYSAN_SSH:-francpaysan-host}" francpaysan-host; do
+        ADMIN_PASS=$(ssh -o BatchMode=yes -o ConnectTimeout=8 "$_fp_host" \
+          'sudo cat /mnt/data/stagepaysan/bank/secrets/bank-admin-password.txt 2>/dev/null' \
+          2>/dev/null | tr -d '\n\r' || true)
+        if [ -n "$ADMIN_PASS" ]; then
+          info "bank admin secret" "from ${_fp_host}:/mnt/data/stagepaysan/bank/secrets/"
+          break
+        fi
+      done
+    fi
+    unset _fp_try _fp_host
+  fi
+  # Stage merchant: public templates need no token; optional default-instance token
+  if [ -z "$MPW" ] && [ "${CUR:-${EXPECT_CURRENCY:-}}" = "TESTPAYSAN" ]; then
+    for _fp_try in \
+      "${FRANCPAYSAN_SECRETS:-}/stage/default-instance-token.txt" \
+      "${HOME}/francpaysan-secrets/stage/default-instance-token.txt"
+    do
+      if [ -n "$_fp_try" ] && [ -f "$_fp_try" ]; then
+        MPW=$(tr -d '\n\r' <"$_fp_try")
+        break
+      fi
+    done
+    if [ -z "$MPW" ] && command -v ssh >/dev/null 2>&1; then
+      MPW=$(ssh -o BatchMode=yes -o ConnectTimeout=8 "${FRANCPAYSAN_SSH:-francpaysan-host}" \
+        'sudo cat /mnt/data/stagepaysan/merchant/secrets/default-instance-token.txt 2>/dev/null' \
+        2>/dev/null | tr -d '\n\r' || true)
+    fi
+    unset _fp_try
+  fi
 else
   ADMIN_PASS="${E2E_BANK_ADMIN_PASS:-$(read_secret "taler-bank/bank-admin-password.txt" || true)}"
   MPW="${E2E_MERCHANT_TOKEN:-${MERCHANT_TOKEN:-$(read_secret "taler-merchant/merchant-goa-demo-cp4zqk-password.txt" || true)}}"
@@ -977,13 +1025,20 @@ else:
   return 1
 }
 
-# Map CUR:amount → public template id (TESTPAYSAN stage e2e-* templates).
-# Override with E2E_TEMPLATE_MAP="0.01=e2e-001 0.05=e2e-005 1=e2e-1"
+# Map CUR:amount → public template id.
+# GOA default: e2e-* on goa-demo. TESTPAYSAN: farmer shop templates (set in apply_taler_domain).
+# Override with E2E_TEMPLATE_MAP="5=oeufs-6 8.5=fromage-chevre"
 e2e_template_id_for_amount() {
   local amt="$1"
   local val map_entry k v
   val=$(printf '%s' "$amt" | awk -F: '{print $NF}')
-  : "${E2E_TEMPLATE_MAP:=0.01=e2e-001 0.05=e2e-005 1=e2e-1 1.0=e2e-1}"
+  if [ -z "${E2E_TEMPLATE_MAP:-}" ]; then
+    if [ "${CUR:-}" = "TESTPAYSAN" ]; then
+      E2E_TEMPLATE_MAP="5=oeufs-6 4.5=pain-seigle 6=jus-pomme 8.5=fromage-chevre 12=miel-printemps 25=panier-legumes"
+    else
+      E2E_TEMPLATE_MAP="0.01=e2e-001 0.05=e2e-005 1=e2e-1 1.0=e2e-1"
+    fi
+  fi
   for map_entry in $E2E_TEMPLATE_MAP; do
     k="${map_entry%%=*}"
     v="${map_entry#*=}"
@@ -995,6 +1050,19 @@ e2e_template_id_for_amount() {
   return 1
 }
 
+# Template id → merchant instance (stage farmer shops / GOA goa-shop)
+e2e_template_instance_for_id() {
+  local pid="$1"
+  case "$pid" in
+    oeufs-6|pain-seigle|jus-pomme) printf '%s' "jardin-du-creux" ;;
+    panier-legumes|fromage-chevre|miel-printemps) printf '%s' "fermes-des-collines" ;;
+    e2e-001|e2e-005|e2e-1|orbit-sticker|nebula-coffee|voidwave-playlist|comet-cap|shuttle-pass|beacon-badge|relay-pin|eclipse-shades|star-chart|rainbow-pill|blue-or-red-pill)
+      printf '%s' "${E2E_SHOP_INSTANCE:-goa-shop}"
+      ;;
+    *) printf '%s' "${MERCHANT_INSTANCE:-default}" ;;
+  esac
+}
+
 # One payment: e2e_one_pay AMOUNT [SUMMARY] [TAG]
 # SUMMARY defaults to "monitoring pay $AMOUNT"; TAG defaults from amount.
 # When E2E_USE_TEMPLATES=1 and amount maps to a public template, uses
@@ -1155,19 +1223,31 @@ e2e_one_pay_public_template() {
   local pid="$1"
   local pname="${2:-$1}"
   local pamt="$3"
+  local inst="${4:-}"
   local tag
   tag=$(printf 'shop_%s' "$pid" | tr -c 'A-Za-z0-9._-' '_')
   section "e2e · shop product · $pname ($pid) · $pamt · $(format_amount_alt "$pamt")"
   e2e_over && { warn "shop $pname" "budget exhausted — skip"; return 1; }
   metrics_report_coins "before-shop-${tag}" || true
 
+  # Resolve instance: explicit arg → template map → global INST
+  if [ -z "$inst" ]; then
+    inst=$(e2e_template_instance_for_id "$pid")
+  fi
+  [ -n "$inst" ] || inst="${INST:-${MERCHANT_INSTANCE:-default}}"
+
   local MH
   MH=$(python3 -c 'from urllib.parse import urlparse; print(urlparse("'"$MERCHANT_PUBLIC"'").hostname or "taler.hacktivism.ch")' 2>/dev/null || echo "taler.hacktivism.ch")
-  local TPL_URI="taler://pay-template/${MH}/instances/${INST}/${pid}"
-  local TPL_HTTPS="${MERCHANT_PUBLIC}/instances/${INST}/templates/$(python3 -c 'import urllib.parse,sys; print(urllib.parse.quote(sys.argv[1], safe=""))' "$pid")"
-  info "shop $pname" "pay-template URI $TPL_URI"
+  local TPL_URI="taler://pay-template/${MH}/instances/${inst}/${pid}"
+  local TPL_HTTPS="${MERCHANT_PUBLIC}/instances/${inst}/templates/$(python3 -c 'import urllib.parse,sys; print(urllib.parse.quote(sys.argv[1], safe=""))' "$pid")"
+  info "shop $pname" "instance $inst · pay-template URI $TPL_URI"
   info "shop $pname" "public template POST $TPL_HTTPS"
-  info "shop $pname" "settlement payto $E2E_SHOP_PAYTO"
+  # Stage settlement payto: instance bank account; GOA uses E2E_SHOP_PAYTO
+  local payto_show="${E2E_SHOP_PAYTO:-}"
+  if [ "${CUR:-}" = "TESTPAYSAN" ]; then
+    payto_show="payto://x-taler-bank/stage.bank.lefrancpaysan.ch/${inst}"
+  fi
+  info "shop $pname" "settlement payto ${payto_show:-(none)}"
 
   # Public create (no merchant secret) — same as shop-pay.js
   curl -skS -m 15 -o "$SCRATCH/tpl-$tag.json" -X POST \
diff --git a/scripts/taler-monitoring/lib.sh b/scripts/taler-monitoring/lib.sh
index d0d9bce..3f060a2 100755
--- a/scripts/taler-monitoring/lib.sh
+++ b/scripts/taler-monitoring/lib.sh
@@ -195,11 +195,22 @@ apply_taler_domain() {
         CREDIT_AMT="${CREDIT_AMT:-${EXPECT_CURRENCY}:100}"
         ;;
       TESTPAYSAN)
-        # Stage FrancPaysan: default instance + public templates (e2e-001/005/1)
-        MERCHANT_INSTANCE="${MERCHANT_INSTANCE:-default}"
-        WITHDRAW_AMT="${WITHDRAW_AMT:-TESTPAYSAN:20}"
-        PAY_AMT="${PAY_AMT:-TESTPAYSAN:0.01}"
-        CREDIT_AMT="${CREDIT_AMT:-TESTPAYSAN:100}"
+        # Stage FrancPaysan: farmer shops (override GOA default goa-demo-cp4zqk)
+        case "${MERCHANT_INSTANCE:-}" in
+          ""|goa-demo*|goa-shop)
+            MERCHANT_INSTANCE=fermes-des-collines
+            ;;
+        esac
+        WITHDRAW_AMT="${WITHDRAW_AMT:-TESTPAYSAN:50}"
+        PAY_AMT="${PAY_AMT:-TESTPAYSAN:5}"
+        # Cover oeufs(5)+fromage(8.5)+jus(6)+shop pick(~5–12) + fees
+        CREDIT_AMT="${CREDIT_AMT:-TESTPAYSAN:200}"
+        # Public template pays on by default (shops landings)
+        : "${E2E_USE_TEMPLATES:=1}"
+        # Map pay-ladder amounts → public shop templates (instance set in e2e)
+        : "${E2E_TEMPLATE_MAP:=5=oeufs-6 4.5=pain-seigle 6=jus-pomme 8.5=fromage-chevre 12=miel-printemps 25=panier-legumes}"
+        : "${E2E_PAY_VALUES:=5 8.5 6}"
+        : "${E2E_WITHDRAW_VALUES:=20 50}"
         ;;
       CHF)
         WITHDRAW_AMT="${WITHDRAW_AMT:-CHF:20}"