diff --git a/scripts/taler-bank/auto-confirm-withdrawals.sh b/scripts/taler-bank/auto-confirm-withdrawals.sh
index a46c523..c75817c 100755
--- a/scripts/taler-bank/auto-confirm-withdrawals.sh
+++ b/scripts/taler-bank/auto-confirm-withdrawals.sh
@@ -1,6 +1,11 @@
 #!/bin/bash
 # Auto-confirm bank withdrawals for the community demo pool ONLY (explorer).
 #
+# Discovery: (1) landing watch files (withdraw.uri / withdraw-watch.ids),
+# (2) libeufin DB via local psql (selected && !confirmed && username=explorer).
+# Watch-file-only misses webui/wallet-selected ops not in the last WATCH_MAX
+# IDs — DB scan is required (same idea as testpaysan; here in-CTR, no podman).
+#
 # Run once:  auto-confirm-withdrawals.sh
 # Loop:      auto-confirm-withdrawals.sh --loop [SECS]
 #
@@ -9,6 +14,8 @@
 #   BANK_USER  (default explorer)
 #   BANK_PASS  or /root/bank-explorer-password.txt
 #   LANDING_DIR (default /var/www/bank-landing)
+#   DB_NAME    (default libeufin)
+#   DB_LIMIT   max selected IDs from DB per tick (default 40)
 #   ALLOW_NON_EXPLORER=1
 #   WATCH_MAX  max IDs kept in withdraw-watch.ids after prune (default 80)
 #   QUIET=1    less skip noise (default 1 in --loop)
@@ -22,6 +29,8 @@ LANDING_DIR="${LANDING_DIR:-/var/www/bank-landing}"
 WATCH_FILE="${LANDING_DIR}/withdraw-watch.ids"
 URI_FILE="${LANDING_DIR}/withdraw.uri"
 WATCH_MAX="${WATCH_MAX:-80}"
+DB_NAME="${DB_NAME:-libeufin}"
+DB_LIMIT="${DB_LIMIT:-40}"
 LOCK_FILE="${LOCK_FILE:-/var/run/auto-confirm-withdrawals.lock}"
 LOOP=0
 SLEEP=2
@@ -96,6 +105,45 @@ known_ids() {
   fi
 }
 
+# Selected, not yet confirmed, owner = explorer only (runs inside goa CTR).
+db_selected_explorer_ids() {
+  if ! command -v psql >/dev/null 2>&1; then
+    qlog "psql missing — skip DB discovery"
+    return 0
+  fi
+  if ! id -u postgres >/dev/null 2>&1; then
+    qlog "postgres user missing — skip DB discovery"
+    return 0
+  fi
+  # Prefer affordable amounts (newest-first often hits oversized junk that
+  # exceeds explorer debt headroom → HTTP 409 Insufficient funds forever).
+  su -s /bin/bash postgres -c "psql -d ${DB_NAME} -At -c \"
+WITH explorer AS (
+  SELECT a.bank_account_id, a.has_debt, a.balance, a.max_debt
+  FROM libeufin_bank.bank_accounts a
+  JOIN libeufin_bank.customers c ON c.customer_id = a.owning_customer_id
+  WHERE c.username = '${USER}'
+  LIMIT 1
+),
+headroom AS (
+  SELECT CASE WHEN has_debt THEN (max_debt).val - (balance).val
+              ELSE (max_debt).val + (balance).val END AS val
+  FROM explorer
+)
+SELECT w.withdrawal_uuid::text
+FROM libeufin_bank.taler_withdrawal_operations w
+JOIN explorer e ON e.bank_account_id = w.wallet_bank_account
+CROSS JOIN headroom h
+WHERE w.selection_done = true
+  AND w.confirmation_done = false
+  AND w.aborted = false
+  AND (w.amount).val <= h.val
+ORDER BY (w.amount).val ASC, (w.amount).frac ASC, w.creation_date DESC
+LIMIT ${DB_LIMIT};
+\"" 2>/dev/null \
+    | grep -E '^[0-9a-fA-F-]{36}$' || true
+}
+
 # Keep file small: drop confirmed/aborted; keep pending/selected + tail
 prune_watch() {
   [ -f "$WATCH_FILE" ] || return 0
@@ -172,16 +220,17 @@ once() {
     return 1
   fi
 
-  # Cap work per loop: last WATCH_MAX ids only (newest at end of file)
+  # Watch files (landing) + DB selected(!confirmed) explorer ops
   ids=$( {
     [ -f "$URI_FILE" ] && basename "$(tr -d '\n' <"$URI_FILE")"
     if [ -f "$WATCH_FILE" ]; then
       grep -E '^[0-9a-fA-F-]{36}$' "$WATCH_FILE" | awk 'NF && !seen[$0]++' | tail -n "$WATCH_MAX"
     fi
+    db_selected_explorer_ids
   } | awk 'NF && !seen[$0]++' )
 
   if [ -z "$ids" ]; then
-    qlog "no withdrawal ids to watch"
+    qlog "no withdrawal ids (selected or watched)"
     return 0
   fi