diff --git a/configs/bank-landing/index.html b/configs/bank-landing/index.html
index 1ebe034..2e4cefc 100644
--- a/configs/bank-landing/index.html
+++ b/configs/bank-landing/index.html
@@ -363,22 +363,27 @@
       text-align: center;
       max-width: 100%;
     }
+    /* Blue payload link under each QR (encoded content) */
     a.meta-uri {
       display: block;
-      font-size: 0.72rem;
-      color: #5eead4;
+      font-size: 0.68rem;
+      font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
+      color: #7eb6ff;
       word-break: break-all;
-      margin: 0.35rem 0 0;
+      margin: 0.4rem auto 0;
       text-align: center;
       max-width: 22rem;
       text-decoration: none;
-      border-bottom: 1px solid rgba(94, 234, 212, 0.35);
+      border-bottom: 1px solid rgba(126, 182, 255, 0.4);
       line-height: 1.35;
       cursor: pointer;
     }
     a.meta-uri:hover {
-      color: #99f6e4;
-      border-bottom-color: #5eead4;
+      color: #b8d6ff;
+      border-bottom-color: #7eb6ff;
+    }
+    .qr-taler-wrap a.meta-uri {
+      margin-top: 0.45rem;
     }
     a.meta-uri.disabled,
     a.meta-uri[href="#"] {
@@ -1250,11 +1255,11 @@ tw balance</pre>
             <img class="goa-pay-taler-qr__logo" id="qr-withdraw-demo-logo" alt="" />
           </div>
           <div class="qr-label">Scan in wallet</div>
+          <a class="meta-uri" id="withdraw-demo-meta" href="#">Preparing withdraw…</a>
         </div>
         <a class="cta teal" id="open-withdraw-demo" href="#">
           Open in wallet →
         </a>
-        <a class="meta-uri" id="withdraw-demo-meta" href="#">Preparing withdraw…</a>
         <button type="button" class="gen-own-acct" id="generate-own-account">
           Generate own account
         </button>
@@ -1331,6 +1336,10 @@ tw balance</pre>
             <dl class="own-acct-dl">
               <div><dt>Username</dt><dd><code id="auto-account-user">—</code></dd></div>
               <div><dt>Password</dt><dd><code id="auto-account-pass">—</code></dd></div>
+              <div>
+                <dt>payto</dt>
+                <dd><a class="meta-uri" id="auto-account-payto" href="#" style="margin:0;text-align:left;max-width:100%">—</a></dd>
+              </div>
             </dl>
             <p class="meta" id="auto-account-status" style="margin:0.5rem 0 0"></p>
             <div class="more-qr" id="auto-account-qr-block" style="margin-top:0.85rem" hidden>
@@ -1340,6 +1349,7 @@ tw balance</pre>
                   <img class="goa-pay-taler-qr__logo" id="qr-auto-acct-logo" alt="" />
                 </div>
                 <div class="qr-label" id="qr-auto-acct-label">Your account · bank UI login</div>
+                <a class="meta-uri" id="qr-auto-acct-payload" href="https://bank.hacktivism.ch/webui/" target="_blank" rel="noopener noreferrer">https://bank.hacktivism.ch/webui/</a>
               </div>
             </div>
           </div>
@@ -1350,10 +1360,11 @@ tw balance</pre>
                 <img class="goa-pay-taler-qr__logo" id="qr-webui-logo" alt="" />
               </div>
               <div class="qr-label">Bank UI · open site</div>
+              <a class="meta-uri" id="qr-webui-payload" href="https://bank.hacktivism.ch/webui/" target="_blank" rel="noopener noreferrer">https://bank.hacktivism.ch/webui/</a>
             </div>
           </div>
           <div class="more-actions">
-            <a class="cta-sec" href="/webui/" id="auto-account-webui">Open bank UI →</a>
+            <a class="cta-sec" href="https://bank.hacktivism.ch/webui/" id="auto-account-webui">Open bank UI →</a>
             <button type="button" class="cta-sec" id="auto-account-again" hidden style="margin-top:0.45rem">
               Generate another account
             </button>
@@ -1569,9 +1580,8 @@ tw balance</pre>
     }
 
     function setDemoWithdraw(uri, amount) {
-      uri = String(uri || "")
-        .replace(/:443\//g, "/")
-        .replace(/:443\?/g, "?");
+      /* Keep host:port (…:443) — required for taler-integration withdraw */
+      uri = String(uri || "").trim();
       var open = document.getElementById("open-withdraw-demo");
       var meta = document.getElementById("withdraw-demo-meta");
       if (open) {
@@ -1752,8 +1762,33 @@ tw balance</pre>
             if (box) box.hidden = false;
             var u = document.getElementById("auto-account-user");
             var p = document.getElementById("auto-account-pass");
+            var payA = document.getElementById("auto-account-payto");
+            var webuiA = document.getElementById("auto-account-webui");
             if (u) u.textContent = d.username || d.name || d.display_name || "—";
             if (p) p.textContent = d.password || "—";
+            /* Absolute HTTPS bank UI (never relative under <base href=/intro/>) */
+            var webui = d.webui || d.account_url || WEBUI;
+            if (!/^https?:\/\//i.test(webui)) {
+              webui = WEBUI;
+            }
+            if (webuiA) {
+              webuiA.href = webui;
+              webuiA.setAttribute("target", "_blank");
+              webuiA.setAttribute("rel", "noopener noreferrer");
+            }
+            /* payto must include host:port (e.g. bank.hacktivism.ch:443) */
+            var payto = d.payto_uri || "";
+            if (payA) {
+              if (payto && payto.indexOf("payto://") === 0) {
+                payA.href = payto;
+                payA.textContent = payto;
+                payA.classList.remove("disabled");
+              } else {
+                payA.href = "#";
+                payA.textContent = "—";
+                payA.classList.add("disabled");
+              }
+            }
             if (st) {
               st.textContent =
                 "Account created for you · " +
@@ -1763,12 +1798,18 @@ tw balance</pre>
             /* Fancy QR_Taler: encode bank UI URL (login with credentials above) */
             var qrBlock = document.getElementById("auto-account-qr-block");
             var qrLabel = document.getElementById("qr-auto-acct-label");
-            var webui = d.webui || WEBUI;
             if (qrBlock) qrBlock.hidden = false;
             if (qrLabel) {
               qrLabel.textContent =
                 "QR_Taler · open bank UI · login as " + (d.username || "you");
             }
+            var autoPayload = document.getElementById("qr-auto-acct-payload");
+            if (autoPayload) {
+              autoPayload.href = webui;
+              autoPayload.textContent = webui;
+              autoPayload.setAttribute("target", "_blank");
+              autoPayload.setAttribute("rel", "noopener noreferrer");
+            }
             makeQr(
               document.getElementById("qr-auto-acct"),
               webui,
diff --git a/configs/bank-landing/shop-pay.css b/configs/bank-landing/shop-pay.css
index b14d7bd..c39a62e 100644
--- a/configs/bank-landing/shop-pay.css
+++ b/configs/bank-landing/shop-pay.css
@@ -138,6 +138,25 @@ button.shop-item {
   background: #fff;
   border-radius: 4px;
 }
+/* Full encoded payload under QR — clickable (wallet / webextension) */
+.goa-pay-payload {
+  display: block;
+  margin: 0.45rem 0 0.55rem;
+  padding: 0 0.25rem;
+  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
+  font-size: 0.68rem;
+  line-height: 1.35;
+  color: #7eb6ff;
+  word-break: break-all;
+  text-align: center;
+  text-decoration: none;
+  border-bottom: 1px solid rgba(126, 182, 255, 0.4);
+  cursor: pointer;
+}
+.goa-pay-payload:hover {
+  color: #b8d6ff;
+  border-bottom-color: #7eb6ff;
+}
 
 /* Settlement: collapsed by default, expand on click */
 .goa-pay-settle {
diff --git a/configs/bank-landing/shop-pay.js b/configs/bank-landing/shop-pay.js
index 5797dc0..2c0573b 100644
--- a/configs/bank-landing/shop-pay.js
+++ b/configs/bank-landing/shop-pay.js
@@ -69,6 +69,7 @@
       '    <div class="goa-pay-taler-qr__inner" id="goa-pay-qr-pay"></div>' +
       '    <img class="goa-pay-taler-qr__logo" id="goa-pay-qr-pay-logo" alt="" />' +
       "  </div>" +
+      '  <a class="goa-pay-payload" id="goa-pay-qr-payload" href="#">…</a>' +
       '  <a class="goa-pay-cta" id="goa-pay-open" href="#">Open payment link →</a>' +
       '  <p class="goa-pay-line">' +
       '    <a class="goa-pay-link" id="goa-pay-uri" href="#">taler:// URI</a>' +
@@ -90,6 +91,7 @@
       '        <div class="goa-pay-payto-qr__caption">Settlement only</div>' +
       '        <div class="goa-pay-payto-qr__inner" id="goa-pay-qr-payto"></div>' +
       "      </div>" +
+      '      <a class="goa-pay-payload" id="goa-pay-payto-payload" href="#">…</a>' +
       '      <p class="goa-pay-line">' +
       '        <a class="goa-pay-link" id="goa-pay-payto" href="#">payto:// URI</a>' +
       '        <span class="goa-pay-sep">·</span>' +
@@ -127,6 +129,11 @@
       if (open) {
         // paint payto QR when first expanded
         renderQr(document.getElementById("goa-pay-qr-payto"), SHOP_PAYTO, 140);
+        var pp = document.getElementById("goa-pay-payto-payload");
+        if (pp) {
+          pp.href = SHOP_PAYTO;
+          pp.textContent = SHOP_PAYTO;
+        }
       }
     };
     document.addEventListener("keydown", function (e) {
@@ -335,11 +342,17 @@
     // Open first so layout exists, then paint wallet QR only
     m.hidden = false;
     m.classList.add("open");
+    var tpl = payTemplateUri(productId);
     renderQr(
       document.getElementById("goa-pay-qr-pay"),
-      payTemplateUri(productId),
+      tpl,
       220
     );
+    var payload = document.getElementById("goa-pay-qr-payload");
+    if (payload) {
+      payload.href = tpl;
+      payload.textContent = tpl;
+    }
 
     createPayUri(productId)
       .then(function (info) {
@@ -355,6 +368,10 @@
         uh.textContent = "HTTPS";
         // Live unpaid taler://pay (fresh order each open)
         renderQr(document.getElementById("goa-pay-qr-pay"), pay, 220);
+        if (payload) {
+          payload.href = pay;
+          payload.textContent = pay;
+        }
         status.textContent = "Ready — scan in wallet";
       })
       .catch(function (err) {
diff --git a/configs/exchange-landing/index.html b/configs/exchange-landing/index.html
index 3322305..368cd28 100644
--- a/configs/exchange-landing/index.html
+++ b/configs/exchange-landing/index.html
@@ -416,6 +416,9 @@ sudo apt-get install -y taler-wallet-cli</pre>
         <div class="qr-box">
           <div id="qr-exchange"></div>
           <div class="qr-label">Scan in wallet</div>
+          <a class="meta-uri" id="qr-exchange-payload"
+             href="taler://withdraw-exchange/exchange.hacktivism.ch/"
+             style="display:block;margin:.45rem auto 0;max-width:22rem;font-size:.68rem;font-family:ui-monospace,Menlo,monospace;color:#0042b3;word-break:break-all;text-decoration:none;border-bottom:1px solid rgba(0,66,179,.35)">taler://withdraw-exchange/exchange.hacktivism.ch/</a>
         </div>
         <a class="cta teal" href="taler://withdraw-exchange/exchange.hacktivism.ch/">Open in wallet →</a>
         <p class="meta">taler://withdraw-exchange/exchange.hacktivism.ch/</p>
@@ -565,9 +568,12 @@ sudo apt-get install -y taler-wallet-cli</pre>
         if (foot) foot.innerHTML = 'Stats offline · <a href="https://bank.hacktivism.ch/intro/" style="color:#e8c878">bank.hacktivism.ch</a>';
       });
     var el = document.getElementById("qr-exchange");
+    var exUri = "taler://withdraw-exchange/exchange.hacktivism.ch/";
+    var exPay = document.getElementById("qr-exchange-payload");
+    if (exPay) { exPay.href = exUri; exPay.textContent = exUri; }
     if (el && typeof QRCode !== "undefined") {
       new QRCode(el, {
-        text: "taler://withdraw-exchange/exchange.hacktivism.ch/",
+        text: exUri,
         width: 220, height: 220, correctLevel: QRCode.CorrectLevel.M
       });
     }
diff --git a/configs/merchant-landing/shop-pay.css b/configs/merchant-landing/shop-pay.css
index b14d7bd..c39a62e 100644
--- a/configs/merchant-landing/shop-pay.css
+++ b/configs/merchant-landing/shop-pay.css
@@ -138,6 +138,25 @@ button.shop-item {
   background: #fff;
   border-radius: 4px;
 }
+/* Full encoded payload under QR — clickable (wallet / webextension) */
+.goa-pay-payload {
+  display: block;
+  margin: 0.45rem 0 0.55rem;
+  padding: 0 0.25rem;
+  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
+  font-size: 0.68rem;
+  line-height: 1.35;
+  color: #7eb6ff;
+  word-break: break-all;
+  text-align: center;
+  text-decoration: none;
+  border-bottom: 1px solid rgba(126, 182, 255, 0.4);
+  cursor: pointer;
+}
+.goa-pay-payload:hover {
+  color: #b8d6ff;
+  border-bottom-color: #7eb6ff;
+}
 
 /* Settlement: collapsed by default, expand on click */
 .goa-pay-settle {
diff --git a/configs/merchant-landing/shop-pay.js b/configs/merchant-landing/shop-pay.js
index 5797dc0..2c0573b 100644
--- a/configs/merchant-landing/shop-pay.js
+++ b/configs/merchant-landing/shop-pay.js
@@ -69,6 +69,7 @@
       '    <div class="goa-pay-taler-qr__inner" id="goa-pay-qr-pay"></div>' +
       '    <img class="goa-pay-taler-qr__logo" id="goa-pay-qr-pay-logo" alt="" />' +
       "  </div>" +
+      '  <a class="goa-pay-payload" id="goa-pay-qr-payload" href="#">…</a>' +
       '  <a class="goa-pay-cta" id="goa-pay-open" href="#">Open payment link →</a>' +
       '  <p class="goa-pay-line">' +
       '    <a class="goa-pay-link" id="goa-pay-uri" href="#">taler:// URI</a>' +
@@ -90,6 +91,7 @@
       '        <div class="goa-pay-payto-qr__caption">Settlement only</div>' +
       '        <div class="goa-pay-payto-qr__inner" id="goa-pay-qr-payto"></div>' +
       "      </div>" +
+      '      <a class="goa-pay-payload" id="goa-pay-payto-payload" href="#">…</a>' +
       '      <p class="goa-pay-line">' +
       '        <a class="goa-pay-link" id="goa-pay-payto" href="#">payto:// URI</a>' +
       '        <span class="goa-pay-sep">·</span>' +
@@ -127,6 +129,11 @@
       if (open) {
         // paint payto QR when first expanded
         renderQr(document.getElementById("goa-pay-qr-payto"), SHOP_PAYTO, 140);
+        var pp = document.getElementById("goa-pay-payto-payload");
+        if (pp) {
+          pp.href = SHOP_PAYTO;
+          pp.textContent = SHOP_PAYTO;
+        }
       }
     };
     document.addEventListener("keydown", function (e) {
@@ -335,11 +342,17 @@
     // Open first so layout exists, then paint wallet QR only
     m.hidden = false;
     m.classList.add("open");
+    var tpl = payTemplateUri(productId);
     renderQr(
       document.getElementById("goa-pay-qr-pay"),
-      payTemplateUri(productId),
+      tpl,
       220
     );
+    var payload = document.getElementById("goa-pay-qr-payload");
+    if (payload) {
+      payload.href = tpl;
+      payload.textContent = tpl;
+    }
 
     createPayUri(productId)
       .then(function (info) {
@@ -355,6 +368,10 @@
         uh.textContent = "HTTPS";
         // Live unpaid taler://pay (fresh order each open)
         renderQr(document.getElementById("goa-pay-qr-pay"), pay, 220);
+        if (payload) {
+          payload.href = pay;
+          payload.textContent = pay;
+        }
         status.textContent = "Ready — scan in wallet";
       })
       .catch(function (err) {