diff --git a/configs/bank-landing/index.html b/configs/bank-landing/index.html
index 237b423..2a20f02 100644
--- a/configs/bank-landing/index.html
+++ b/configs/bank-landing/index.html
@@ -82,6 +82,32 @@
       border: 1px solid rgba(232, 168, 56, 0.4);
       letter-spacing: 0.04em;
     }
+    .community-note,
+    .how-note {
+      margin: 0 0 1.15rem;
+      padding: 0.8rem 0.95rem;
+      border-radius: 12px;
+      font-size: 0.88rem;
+      line-height: 1.45;
+      text-align: left;
+    }
+    .community-note {
+      background: rgba(94, 234, 212, 0.1);
+      border: 1px solid rgba(94, 234, 212, 0.4);
+      color: #ccfbf1;
+    }
+    .community-note strong { color: #5eead4; font-weight: 750; }
+    .how-note {
+      background: rgba(232, 168, 56, 0.08);
+      border: 1px solid rgba(232, 168, 56, 0.35);
+      color: #f5e6c8;
+    }
+    .how-note strong { color: #f0c86a; font-weight: 750; }
+    .how-note ol {
+      margin: 0.4rem 0 0;
+      padding-left: 1.2rem;
+    }
+    .how-note li { margin: 0.25rem 0; }
 
     .step-card {
       background: var(--card);
@@ -535,10 +561,17 @@
       <span class="badge">Exploration · GOA</span>
       <h1>GOA Exploration Bank</h1>
       <p class="sub">
-        Install the wallet, then <strong>one QR</strong> adds the exchange and starts a withdraw.
+        Install the wallet, then <strong>one QR</strong> withdraws GOA from a
+        <strong>community-shared bank account</strong> — no personal bank registration.
       </p>
     </header>
 
+    <p class="community-note" role="note">
+      <strong>Community pool.</strong>
+      Demo GOA comes from one shared exploration account used by everyone on this site
+      (not your private bank login). Balance is shared; amounts are small; for play only.
+    </p>
+
     <!-- ========== LIVE STATS ========== -->
     <section class="stats" id="stats" aria-labelledby="stats-title" hidden>
       <h2 id="stats-title">GOA flow</h2>
@@ -683,23 +716,36 @@
       </div>
     </section>
 
-    <!-- ========== STEP 2: one-step withdraw-exchange ========== -->
-    <section class="step-card step-money" aria-labelledby="step2-title">
+    <!-- ========== STEP 2: one-click community pool withdraw ========== -->
+    <section class="step-card step-money" id="withdraw" aria-labelledby="step2-title">
       <h2 id="step2-title"><span class="step-num">2</span> Withdraw GOA</h2>
-      <p class="step-tagline">One-step: add exchange + withdraw</p>
+      <p class="step-tagline">One QR · community-shared account · no registration</p>
       <div class="step-body">
         <div class="qr-box">
-          <div id="qr-withdraw-exchange"></div>
+          <div id="qr-withdraw-demo"></div>
           <div class="qr-label">Scan or open in wallet</div>
         </div>
-        <a class="cta teal" id="open-withdraw-exchange"
-           href="taler://withdraw-exchange/exchange.hacktivism.ch/">
+        <a class="cta teal" id="open-withdraw-demo" href="#">
           Open in wallet →
         </a>
-        <p class="meta">taler://withdraw-exchange/exchange.hacktivism.ch/</p>
+        <p class="meta" id="withdraw-demo-meta">Preparing community withdraw…</p>
+        <p class="meta" id="withdraw-demo-amount" hidden></p>
+        <button type="button" class="cta-sec" id="withdraw-demo-refresh" style="margin-top:0.5rem">
+          Get a fresh QR
+        </button>
       </div>
     </section>
 
+    <aside class="how-note" aria-labelledby="how-title">
+      <strong id="how-title">How this works</strong>
+      <ol>
+        <li>A <strong>community-shared bank account</strong> (demo pool) already holds GOA.</li>
+        <li>Each “Open in wallet” / QR creates a <strong>one-shot withdraw</strong> from that pool — you do <em>not</em> open your own bank account.</li>
+        <li>Your GNU Taler app receives coins after the bank confirms (automatic on this demo).</li>
+        <li>Optional below: register your <em>own</em> bank UI account if you want a private balance.</li>
+      </ol>
+    </aside>
+
     <!-- ========== Optional bank UI + mini GOA shop teaser ========== -->
     <div class="more-section">
       <span class="more-label">Optional · bank UI &amp; GOA shop</span>
@@ -757,25 +803,124 @@
   <script>
   (function () {
     var WEBUI = "https://bank.hacktivism.ch/webui/";
-    /* taler-ops one-step: add exchange + start withdraw */
+    /* Secondary: own-account path (register first) */
     var WITHDRAW_EXCHANGE = "taler://withdraw-exchange/exchange.hacktivism.ch/";
 
     function makeQr(el, text) {
       if (!el) return;
       el.innerHTML = "";
+      if (!text) {
+        el.textContent = "…";
+        return;
+      }
       if (typeof QRCode === "undefined") {
         el.textContent = "QR lib missing";
         return;
       }
-      new QRCode(el, {
-        text: text,
-        width: 220,
-        height: 220,
-        correctLevel: QRCode.CorrectLevel.M
-      });
+      // Encode off-DOM so QR is visible (canvas/img not collapsed)
+      var size = 220;
+      var scratch = document.createElement("div");
+      scratch.style.cssText =
+        "position:fixed;left:-9999px;top:0;width:" + size + "px;height:" + size + "px;opacity:0";
+      document.body.appendChild(scratch);
+      try {
+        new QRCode(scratch, {
+          text: String(text),
+          width: size,
+          height: size,
+          colorDark: "#000000",
+          colorLight: "#ffffff",
+          correctLevel: QRCode.CorrectLevel.M
+        });
+        var canvas = scratch.querySelector("canvas");
+        var dataUrl = canvas ? canvas.toDataURL("image/png") : "";
+        if (dataUrl) {
+          var img = document.createElement("img");
+          img.alt = "QR code";
+          img.width = size;
+          img.height = size;
+          img.src = dataUrl;
+          img.style.display = "block";
+          img.style.margin = "0 auto";
+          el.appendChild(img);
+        } else {
+          el.appendChild(scratch.firstChild || document.createTextNode("QR failed"));
+        }
+      } catch (e) {
+        el.textContent = "QR encode failed";
+      }
+      if (scratch.parentNode) scratch.parentNode.removeChild(scratch);
     }
 
-    makeQr(document.getElementById("qr-withdraw-exchange"), WITHDRAW_EXCHANGE);
+    function setDemoWithdraw(uri, amount) {
+      uri = String(uri || "").replace(/:443\//g, "/").replace(/:443\?/g, "?");
+      var open = document.getElementById("open-withdraw-demo");
+      var meta = document.getElementById("withdraw-demo-meta");
+      var amtEl = document.getElementById("withdraw-demo-amount");
+      if (open) {
+        open.href = uri;
+        open.classList.remove("disabled");
+      }
+      if (meta) meta.textContent = uri;
+      if (amtEl) {
+        if (amount) {
+          amtEl.hidden = false;
+          amtEl.textContent = "Amount: " + amount + " · from community pool";
+        } else {
+          amtEl.hidden = true;
+        }
+      }
+      makeQr(document.getElementById("qr-withdraw-demo"), uri);
+    }
+
+    function loadDemoWithdraw() {
+      var meta = document.getElementById("withdraw-demo-meta");
+      var open = document.getElementById("open-withdraw-demo");
+      if (meta) meta.textContent = "Preparing community withdraw…";
+      if (open) {
+        open.removeAttribute("href");
+        open.classList.add("disabled");
+      }
+      // Prefer live mint (fresh op each time); fall back to static withdraw.uri
+      fetch("/intro/demo-withdraw.json", { cache: "no-store" })
+        .then(function (r) {
+          if (!r.ok) throw new Error("HTTP " + r.status);
+          return r.json();
+        })
+        .then(function (d) {
+          if (!d || !d.taler_withdraw_uri) throw new Error(d && d.error ? d.error : "no uri");
+          setDemoWithdraw(d.taler_withdraw_uri, d.amount || "");
+        })
+        .catch(function () {
+          return fetch("/intro/withdraw.uri", { cache: "no-store" })
+            .then(function (r) {
+              if (!r.ok) throw new Error("no fallback");
+              return r.text();
+            })
+            .then(function (t) {
+              var uri = String(t || "").trim();
+              if (!uri) throw new Error("empty");
+              return fetch("/intro/withdraw.amount", { cache: "no-store" })
+                .then(function (r) {
+                  return r.ok ? r.text() : Promise.resolve("");
+                })
+                .then(function (a) {
+                  setDemoWithdraw(uri, String(a || "").trim());
+                });
+            });
+        })
+        .catch(function (err) {
+          if (meta) {
+            meta.textContent =
+              "Could not prepare withdraw — try again or use bank UI. " +
+              (err && err.message ? err.message : "");
+          }
+        });
+    }
+
+    loadDemoWithdraw();
+    var refreshBtn = document.getElementById("withdraw-demo-refresh");
+    if (refreshBtn) refreshBtn.onclick = function () { loadDemoWithdraw(); };
     makeQr(document.getElementById("qr-webui"), WEBUI);
 
     function fmtCest(unix, fallback) {