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# 2026-07-09 — Merchant demo + bank link
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1. Disabled mandatory SMS/email TAN on merchant (`MANDATORY_TAN_CHANNELS` empty).
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2. Self-provisioned instance `goa-demo-cp4zqk` via `POST /instances` (HTTP 200, no challenge).
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3. Created bank user `goa-demo-cp4zqk`, credited **GOA:5000**.
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4. Linked payto to merchant: `POST .../private/accounts` → active wire account.
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See `configs/taler-hacktivism/demo-instance-goa-demo-cp4zqk.md`.
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