diff --git a/scripts/taler-monitoring/check_urls.sh b/scripts/taler-monitoring/check_urls.sh
index 65561a4..0feb5ce 100755
--- a/scripts/taler-monitoring/check_urls.sh
+++ b/scripts/taler-monitoring/check_urls.sh
@@ -173,6 +173,67 @@ if [ "$code" = "200" ]; then
   check_url_soft "bank /webui/" 200 "$BANK_PUBLIC/webui/"
   check_url_soft "bank /intro/" 200 "$BANK_PUBLIC/intro/"
   check_url_soft "bank /" 302,301,200 "$BANK_PUBLIC/"
+  # Auto-create personal account (landing “Create my bank account”)
+  # Must be GET 200 with valid payto (host:port) + absolute webui — 405/501 = broken
+  aa_code=$(http_body "$BANK_PUBLIC/intro/auto-account.json" "$tmp/aa.json")
+  case "$aa_code" in
+    200)
+      if python3 - "$tmp/aa.json" <<'PY'
+import json, re, sys
+from urllib.parse import urlparse
+try:
+    d = json.load(open(sys.argv[1]))
+except Exception as e:
+    print("bad json:", e)
+    sys.exit(1)
+if not d.get("ok"):
+    print("ok!=true")
+    sys.exit(1)
+payto = d.get("payto_uri") or ""
+webui = d.get("webui") or d.get("account_url") or ""
+# payto://x-taler-bank/host:port/account?...
+m = re.match(r"^payto://x-taler-bank/([^/?#]+)/([^/?#]+)(\?.*)?$", payto)
+if not m:
+    print("payto shape invalid:", payto[:120])
+    sys.exit(1)
+auth, acct = m.group(1), m.group(2)
+if ":" not in auth:
+    print("payto missing port (need host:port):", auth)
+    sys.exit(1)
+host, port_s = auth.rsplit(":", 1)
+if not host or not port_s.isdigit():
+    print("payto host:port invalid:", auth)
+    sys.exit(1)
+if not acct:
+    print("payto account empty")
+    sys.exit(1)
+u = urlparse(webui)
+if u.scheme not in ("http", "https") or not u.netloc or "webui" not in (u.path or ""):
+    print("webui not absolute https …/webui/:", webui[:120])
+    sys.exit(1)
+print(f"user={d.get('username','')} payto={auth}/{acct} webui={webui}")
+sys.exit(0)
+PY
+      then
+        ok "bank /intro/auto-account.json" "$(python3 -c 'import json;d=json.load(open("'"$tmp/aa.json"'"));print(d.get("username",""),"·",(d.get("payto_uri") or "")[:60])' 2>/dev/null || true)"
+      else
+        fail "bank /intro/auto-account.json" "invalid payto/webui — $(python3 - "$tmp/aa.json" <<'PY'
+import json,sys
+try:
+  d=json.load(open(sys.argv[1])); print((d.get("payto_uri") or "")[:100], (d.get("webui") or "")[:60])
+except Exception as e:
+  print(e)
+PY
+)"
+      fi
+      ;;
+    405|501|404|502|503|000)
+      fail "bank /intro/auto-account.json" "HTTP $aa_code (want 200; 405/501 = method/proxy broken)"
+      ;;
+    *)
+      fail "bank /intro/auto-account.json" "HTTP $aa_code want 200"
+      ;;
+  esac
 fi
 
 # Bank legal docs (landing nginx via Caddy /terms* /privacy* or /intro/*)