The how-it-works list was always open and competed with the withdraw QR.
Make it a collapsed gold fold: title row with chevron, body expands on click.
Same wireFold helper style as the optional bank UI section.
Primary bank funding path is the community shared account (not a personal
login). Withdraw step explains that briefly and shows a short “surprising
balance?” note with the live explorer pool amount from stats.json
(balance_explorer).
Move GOA flow stats and Performance to the bottom of the page so the
install → withdraw path stays first. Collapse optional bank UI / GOA shop
behind a click-to-open fold (same interaction pattern as settlement panels).
Wallet hub rows on bank, exchange, and merchant landings used vague mono
icons that were hard to tell apart.
Replace them with multi-colour brand-style marks for Chrome, Firefox, Edge,
and Brave. Hub label becomes “Web browsers (experimental)”.
Also drop the circled “①” prefix from the shop pay popup “Wallet payment”
label — leftover copy-paste artefact from an earlier draft, not intentional
numbering.