Ladder used /Users/newkamek/… for bank-explorer password and wallet-cli.
Use SECRETS_ROOT/read_secret, EXP_PW/EXP_PW_FILE overrides, and
find_wallet_cli. Document Android automation prereqs; stage shop assets
also require qrcode.min.js.
Expand default phases for TESTPAYSAN to urls + inside + versions + e2e.
Inside/version/load use low-priv francpaysan-stage-user (stagepaysan)
and stage-lfp-* containers on 9030–9032; public stats.json stays outside-in.
