diff --git a/README.md b/README.md
index d472e79..2fb5ae1 100644
--- a/README.md
+++ b/README.md
@@ -143,6 +143,7 @@ Each check prints **global** and **grouped** ids:
 # Admin credit for e2e: E2E_BANK_ADMIN_PASS=… or stage host secrets
 #   (bank-admin-password.txt under /mnt/data/stagepaysan/bank/secrets/)
 # Override: INSIDE_SSH=… INSIDE_PROFILE=stage-lfp
+# Live stack names + mini ladder: README_testpaysan.md (do not duplicate here).
 
 # Stage TOPS (default) · public-template CHF:0 — phase zero-pay
 # (same HTTP path as e2e_one_pay_public_template; no merchant token)
@@ -155,6 +156,7 @@ COUNT=100 PARALLEL=4 ./pay_talersticker_zero.sh          # 4 wallets, 4 pays per
 COUNT=100 PARALLEL=10 GAP_S=0.5 ./pay_talersticker_zero.sh
 COUNT=100 PARALLEL=all ./pay_talersticker_zero.sh        # one block, COUNT wallets
 # OUTDIR=/tmp/sticker-zero COUNT=3 ./pay_talersticker_zero.sh   # smoke
+# Prod vs stage.my, CHF:0, real-CHF mini: README_mytops.md (do not duplicate here).
 
 # Other domains — public HTTPS only (pass e2e/inside explicitly)
 ./taler-monitoring.sh -d taler.net
diff --git a/README_mytops.md b/README_mytops.md
new file mode 100644
index 0000000..c577b1c
--- /dev/null
+++ b/README_mytops.md
@@ -0,0 +1,23 @@
+# mytops / TOPS (CHF) — deltas
+
+Generic CLI: [README.md](./README.md). **cwd = this tree.** Instance/template only via env (`INST` `TEMPLATE` `MERCHANT`) — not baked as suite defaults here.
+
+| `-d` | Money |
+|------|--------|
+| `stage.my.taler-ops.ch` / `stage.taler-ops.ch` | stage CHF |
+| `my.taler-ops.ch` | **prod, real CHF** — on purpose only |
+
+```bash
+./taler-monitoring.sh -d my.taler-ops.ch urls
+./taler-monitoring.sh -d stage.my.taler-ops.ch urls
+# CHF:0 / mini ladder: set INST TEMPLATE MERCHANT; LADDER_STEPS=5; cap LADDER_MAX_AMOUNT
+# own sqlite: --wallet-db PATH [--wallet-migrate]  (same flag as taler-wallet-cli / harness)
+# Prod CHF:0 stickers instance is the one that exists on my.taler-ops.ch
+# stage.my: that template is missing (HTTP 2018). Wrapper default COUNT=100 + stage.my → expect fail until template exists.
+```
+
+| | |
+|--|--|
+| last100tx | `paid=true` without deposit often omitted; amount-sort hides CHF:0 |
+| Betel | SSH `taler-betel`, stage only |
+| Lifeline | no login without Freigabe |
diff --git a/README_testpaysan.md b/README_testpaysan.md
new file mode 100644
index 0000000..764cff1
--- /dev/null
+++ b/README_testpaysan.md
@@ -0,0 +1,25 @@
+# TESTPAYSAN (FP stage) — deltas
+
+Generic CLI: [README.md](./README.md). **cwd = this tree.** Instance/template via env, not in this file.
+
+| | |
+|--|--|
+| `-d` | `stage.lefrancpaysan.ch` (same as `stage.monnaie…`) |
+| Currency | TESTPAYSAN |
+| Public | `https://stage.{bank,exchange,monnaie}.lefrancpaysan.ch` |
+| Live UNIX | **`testpaysan`** · Quadlet **`stage-testpaysan`** · ports **9030–9032** · data **`/mnt/data/testpaysan`** |
+| SSH (this laptop) | Host **`francpaysan`**, then `sudo -n -u testpaysan` |
+| Stale | `stagepaysan` / `stage-lfp-*` / `francpaysan-stage-user` + `id_ed` — harness `-d` still prints those INSIDE_* flags; public URLs are correct |
+| HALT | no Quadlet recreate of `stage-testpaysan`; no prod `*.lefrancpaysan.ch` without `stage.` |
+| Config | persist under `/data/etc/…-overrides.conf`, never `/usr/share` |
+| Pasta | guest `/etc/hosts` → `169.254.1.2` for those FQDNs |
+
+```bash
+./taler-monitoring.sh -d stage.lefrancpaysan.ch urls
+E2E_WALLET_SERVE=1 E2E_TIMEOUT=480 ./taler-monitoring.sh -d stage.lefrancpaysan.ch e2e
+# mini ladder: LADDER_STEPS=5 (not 3). Pay instance = env LADDER_PAY_TEMPLATE_INSTANCE
+COUNT=1 ./taler-monitoring.sh -d stage.lefrancpaysan.ch zero-pay   # needs a funded wallet
+# own sqlite (Android/iOS export): --wallet-db PATH  [--wallet-migrate]
+```
+
+**Smoke 2026-08-30:** `urls` HTTPS OK; **3 ERROR** `stats.json` stuck **2026-08-29 13:36 CEST**. `zero-pay` COUNT=1 **FAIL** insufficient balance without prior `e2e` withdraw.