fix 1.22.1: pay-wait withdraw board (start order + pendingIncoming)
UX fix: after bank OK_BANK, available is often still 0 while pendingIncoming ticks up. The silent wait looked hung. Show OK/OK_BANK withdraws in the order they started, match wallet txs, and update pendingIncoming→done with a timer on the same wallet DB. Short run-pending only; default wait 90s.
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@ -29,3 +29,4 @@ There is **no** `check_goa_ladder.sh` — removed; use the phases above.
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| `LADDER_USE_FREE_TEMPLATE` | `1` | public POST template with `{"amount":…}` |
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| `LADDER_FREE_TEMPLATE` | `goa-free` | template id (hacktivism) |
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| `LADDER_FREE_TEMPLATE_INSTANCE` | merchant instance | e.g. `goa-demo-cp4zqk` |
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| `LADDER_PAY_WAIT_AVAILABLE_S` | `90` | after withdraw, wait for spendable **available**>0; logs **withdraw board in start order** (OK/OK_BANK) with live `pendingIncoming`→`done` + timer (same wallet DB) |
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